More seniors plan to keep working. One out of four Americans, 50 and over, say they expect to keep working and never retire, according to an AARP survey published earlier this month. The research attributes the development to seniors’ concerns about the economy and their lack of retirement savings. Although many of us believe that we should have about $1.46 million put away to retire comfortably, most Americans have saved less than $89,000, on average, according to a Northwestern Mutual study. Financial professionals also identify another reason for the changing landscape of retirement: entrepreneurship. According to Pacific Investment Research, jobs have become more flexible, which makes the prospect of working later in life more attractive. Individuals who might have once been expected to retire are “pursuing new careers, changing industries, founding companies, or staying on at their current firm in a different capacity.”